How Accounted compares
Every app here tracks net worth in some way. They differ in how data gets in, what they price for you, and who they're for. Facts come from each product's own pages; we leave out prices because they change by country.
| Feature | Accounted | Percento | Kubera | Monarch | a spreadsheet | WealthPlus Net Worth | WorthTracker |
|---|---|---|---|---|---|---|---|
| Built for | Net worth as a balance sheet | Simple net worth tracker | Net worth and balance sheet, including complex holdings | Budgeting, bills and net worth | Anything you build | Net worth over time, with charts by category | Net worth tracking by hand, with trend graphs and insights |
| How data gets in | You add accounts one by one, searching by name or symbol for holdings | Manual entry; CSV export | Bank and broker linking, AI document reading, manual entry | Linked accounts with transactions; manual accounts | You type everything, prices included | You enter your wealth yourself, with reminders | You enter assets and liabilities yourself |
| Bank linking | None, by design | No | Yes, thousands of institutions | Yes, 13,000+ institutions | Only through add-ons | No; financial data never leaves the device | No; it needs no access to your bank or broker accounts |
| Priced automatically | Stocks and ETFs on US and 45+ other exchanges, Taiwan stocks and funds, crypto, gold, silver, platinum, palladium | Stocks, crypto, funds, exchange rates | Stocks, crypto, gold, real estate, vehicles and more | Linked investment accounts sync | Only with formulas you set up, such as GOOGLEFINANCE | Not stated | Not stated |
| US stocks, ETFs and mutual funds | Stocks and ETFs on Nasdaq, NYSE, NYSE Arca and Cboe priced automatically; mutual funds valued by hand | Global stocks updated automatically; funds not stated | Stocks and funds by ticker, including Nasdaq, NYSE and NYSE Arca | Through linked brokerage and investment accounts | Only if you set it up | Investments as a category; automatic prices not stated | Stock portfolio entered as an asset; automatic US prices not stated |
| Loans and mortgages | Added with a balance; updated by hand | Not described on its official pages | Debts listed beside the assets they're secured on | Linked loans sync balances and minimum payments | Formulas you write, such as PMT | Mortgage, auto and loans as categories | Loans and mortgages entered as liabilities |
| Currencies | Each account in its own; totals in the one you choose | Multi-currency, rates updated automatically | Any currency per asset; one display currency | US and Canadian dollars | Formulas you write | Not stated | Converts to your preferred default currency |
| Sharing | One person; iCloud sync across your iPhones; share a picture | No; iCloud sync across your own devices | Invite family or advisors; read-only links; beneficiaries | Invite a partner, household members or an advisor | Share the file with anyone | Not stated; data stays on the device | Not stated; data backed up and synced across your devices |
| Platforms | iPhone (iOS 18 or later) | iPhone, iPad, Mac, Apple Vision | Web, iPhone, Android | Web, iPhone, iPad, Android | Anywhere the spreadsheet app runs | iPhone and iPad | iPhone and iPad |
| Interface languages | 51 languages | 24 languages, including Chinese | Not stated | English | Many | English and French | English |
Accounted vs Percento
Percento is a well-loved net worth tracker built on the same idea: record what matters, not every expense. Accounted draws it as a balance sheet.
Accounted vs Kubera
Kubera is a premium net worth tracker that links thousands of institutions and handles complex holdings across web and mobile. Accounted takes the opposite route: no bank login, entered by you, on your iPhone.
Accounted vs Monarch
Monarch is a full personal finance app for the US and Canada: budgets, transactions, bills and net worth, all synced from your accounts. Accounted does one of those things, net worth, without linking anything.
Accounted vs a spreadsheet
Plenty of careful people track net worth in Excel or Google Sheets. It's flexible and free to start; the cost is the monthly upkeep. Here's what changes if you move it to Accounted.
Accounted vs WealthPlus Net Worth
WealthPlus is a long-standing, private net worth tracker that keeps your numbers on your phone. Accounted shares that stance and adds a balance sheet view, automatic prices for stocks and ETFs, and iCloud sync between your own iPhones.
Accounted vs WorthTracker
WorthTracker and Accounted start from the same idea: type in what you own and owe, keep your bank logins to yourself, and watch net worth over time. They differ in how the picture is drawn and in what gets priced for you.
Accounted is made by the people who wrote this page. Competitor facts come only from their own websites and App Store listings; tell us at support@accounted.finance if something has changed.
Facts last checked October 18, 2026.
Sources
- www.percento.app/
- apps.apple.com/us/app/id1494319934
- www.percento.app/en/
- www.kubera.com/
- www.kubera.com/financial-tracking-app
- help.kubera.com/article/38-track-stocks-from-all-major-stock-exchanges
- www.kubera.com/blog/multi-currency-portfolio-tracker
- help.kubera.com/article/130-portfolio-sharing-in-kubera
- www.monarch.com/
- apps.apple.com/us/app/monarch-budget-track-money/id1459319842
- help.monarch.com/hc/en-us/articles/360058187072-Manual-Accounts
- help.monarch.com/hc/en-us/articles/360048393552-International-Accounts-and-Currency
- support.google.com/docs/answer/3093281
- support.microsoft.com/en-us/office/pmt-function-0214da64-9a63-4996-bc20-214433fa6441
- apps.apple.com/us/app/wealthplus-net-worth/id933534901
- wealthapp.ca
- apps.apple.com/us/app/worthtracker/id1517288542
- worthtracker.com