How Accounted works

Assets stack up in one column, liabilities in the other. Each block is an account or a group of accounts, and its height is its share of the total.

Net worth is a block of its own at the top of the side with less, so both columns always come to the same total: assets equal liabilities plus net worth. If you owe more than you own, the net worth block sits on the assets side instead.

Tap a block to open it up. Accounts sit in six kinds, cash, investments, insurance, receivables, physical assets and liabilities, and you can make your own groups inside each.

Link a stock, ETF, fund, coin or metal to its symbol and Accounted prices it whenever you open the app or pull down to refresh. Stocks, ETFs, crypto, precious metals and exchange rates update hourly from public market data and may be delayed; Taiwan funds use the latest published NAV. The account page shows when each price and rate is from.

Prices and rates come through Accounted's price server, which sends the market data sources only the symbols, never your quantities or amounts. Taiwan's open data platform is the source for Taiwan fund NAVs and a backup for Taiwan stock prices and exchange rates.

Anything without a symbol, a home, a car, a private fund, you price yourself and update when it changes.

Add a mortgage or loan with its current balance; it sits in the liabilities column like any other account.

When the balance changes, type the new number, or subtract what you paid.

Open an account and tap Update Balance. Type the new number, or add or subtract the difference. Each account keeps a short history of changes you can fix later.

Turn off Count in Net Worth for an account you want to see but leave out of the total, like a car you'll never sell.

There's no account to create and no bank to link. Your balances, account names and history stay on your iPhone and in your own iCloud.

Signed in to iCloud, they're on every iPhone you use and come back when you set up a new one. Deleting an account deletes it everywhere.

Sync isn't a backup, so Accounted keeps its own: one every week, plus up to three you make yourself. Restore one, or merge it into what you have, in the app's Settings > iCloud.

The Trends tab shows how your net worth and each kind of account moved over a month, a year or any range you pick, starting from the day you add your first account.

The share button turns the balance sheet or the trend into a picture. Hide the amounts or the account names first if you'd rather keep them to yourself.

A monthly reminder, on a day and time you choose, nudges you to update the balances that changed.