Use cases
A net worth tracker without the bank login
Most net worth apps want your bank password first. Accounted asks for one number per account, then keeps the total current with prices.
Start with a few numbers
Add your accounts by what they are: a bank account, a brokerage holding, a home, a mortgage. Each takes one number. Ten minutes covers most households.
See the whole picture
Your net worth is the block that fills the gap between what you own and what you owe. Its size tells you as much as its number: how much of what you have is really yours.
Keep it current without effort
Linked holdings price themselves, and the rest you update when a statement arrives. No transactions to categorize.
Questions
How do I track my net worth without linking my bank?
List each account with its current balance, then update it when it changes. Accounted makes that quick: one number per account, holdings priced automatically by their symbol, and no bank login at any point.
What's the difference between a net worth tracker and a budget app?
A budget app tracks money moving in and out: spending, categories, monthly limits. A net worth tracker tracks where you stand: what you own minus what you owe. Accounted is only the second; it has no spending log or budgets.
How often should I update my net worth?
Monthly is enough for most people. In Accounted, linked holdings and exchange rates keep themselves current in between, so a monthly update means only the balances that changed, like savings or a mortgage. The app can remind you once a month.
Mortgage and loan tracking on your balance sheet
Add a loan with its balance and update it when it changes.
Track your stock and ETF portfolio without a brokerage login
US stocks and ETFs priced for you; funds and the rest valued by hand.
Every currency, crypto and gold, one total
Accounts in their own currency; crypto and metals priced; one total.
Your net worth spreadsheet, without the upkeep
The same rows, without updating prices and loans by hand.