How Accounted compares
Accounted vs Kubera
Kubera is a premium net worth tracker that links thousands of institutions and handles complex holdings across web and mobile. Accounted takes the opposite route: no bank login, entered by you, on your iPhone.
| Feature | Accounted | Kubera |
|---|---|---|
| Built for | Net worth as a balance sheet | Net worth and balance sheet, including complex holdings |
| How data gets in | You add accounts one by one, searching by name or symbol for holdings | Bank and broker linking, AI document reading, manual entry |
| Bank linking | None, by design | Yes, thousands of institutions |
| Priced automatically | Stocks and ETFs on US and 45+ other exchanges, Taiwan stocks and funds, crypto, gold, silver, platinum, palladium | Stocks, crypto, gold, real estate, vehicles and more |
| US stocks, ETFs and mutual funds | Stocks and ETFs on Nasdaq, NYSE, NYSE Arca and Cboe priced automatically; mutual funds valued by hand | Stocks and funds by ticker, including Nasdaq, NYSE and NYSE Arca |
| Loans and mortgages | Added with a balance; updated by hand | Debts listed beside the assets they're secured on |
| Currencies | Each account in its own; totals in the one you choose | Any currency per asset; one display currency |
| Sharing | One person; iCloud sync across your iPhones; share a picture | Invite family or advisors; read-only links; beneficiaries |
| Platforms | iPhone (iOS 18 or later) | Web, iPhone, Android |
| Interface languages | 51 languages | Not stated |
When Kubera is the better pick
- You want accounts pulled in automatically from your banks and brokers.
- Your balance sheet is complex: private stakes, multiple entities, real estate valuations.
- You need to share a view with an advisor or a family member, or name beneficiaries.
- You use a browser or Android as well as an iPhone.
When Accounted is the better pick
- You'd rather not give any app your bank login.
- You want your balances kept on your iPhone and in your own iCloud, not on a company's server.
- You want stocks and ETFs priced without handing over a brokerage login.
The short version
Kubera suits large, complex or shared portfolios and people happy to link their institutions. Accounted suits someone who wants the whole picture on their phone without connecting anything.
Coming soon to the App StoreAccounted is made by the people who wrote this page. Competitor facts come only from their own websites and App Store listings; tell us at support@accounted.finance if something has changed.