How Accounted compares
Accounted vs a net worth spreadsheet
Plenty of careful people track net worth in Excel or Google Sheets. It's flexible and free to start; the cost is the monthly upkeep. Here's what changes if you move it to Accounted.
| Feature | Accounted | a spreadsheet |
|---|---|---|
| Built for | Net worth as a balance sheet | Anything you build |
| How data gets in | You add accounts one by one, searching by name or symbol for holdings | You type everything, prices included |
| Bank linking | None, by design | Only through add-ons |
| Priced automatically | Stocks and ETFs on US and 45+ other exchanges, Taiwan stocks and funds, crypto, gold, silver, platinum, palladium | Only with formulas you set up, such as GOOGLEFINANCE |
| US stocks, ETFs and mutual funds | Stocks and ETFs on Nasdaq, NYSE, NYSE Arca and Cboe priced automatically; mutual funds valued by hand | Only if you set it up |
| Loans and mortgages | Added with a balance; updated by hand | Formulas you write, such as PMT |
| Currencies | Each account in its own; totals in the one you choose | Formulas you write |
| Sharing | One person; iCloud sync across your iPhones; share a picture | Share the file with anyone |
| Platforms | iPhone (iOS 18 or later) | Anywhere the spreadsheet app runs |
| Interface languages | 51 languages | Many |
When a spreadsheet is the better pick
- You want custom formulas, projections or scenarios.
- You share the numbers with a partner or an advisor.
- You work across a computer and a phone.
When Accounted is the better pick
- You're tired of looking up prices and exchange rates by hand.
- You want to check where you stand on your phone in a few seconds.
- You want the structure drawn for you: what you own beside what you owe.
The short version
Nothing stops you keeping the spreadsheet for planning and using Accounted for the day-to-day picture.
Coming soon to the App StoreAccounted is made by the people who wrote this page. Competitor facts come only from their own websites and App Store listings; tell us at support@accounted.finance if something has changed.
Facts last checked October 18, 2026.
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