The short version
If you want a plain, manual net worth tracker that also runs on iPad, WorthTracker fits. If you want your stocks and ETFs priced for you, and the whole picture drawn as a balance sheet with assets beside liabilities, Accounted fits better. Both leave your bank login out of it.
What WorthTracker is
WorthTracker is an iPhone and iPad app for tracking net worth. Its App Store listing says you enter your assets, such as real estate, bank accounts and a stock portfolio, along with what you owe, such as loans and mortgages. It then shows a net worth trend graph, a breakdown of assets and liabilities, smart insights, and historical data, and converts currencies to your preferred default. The listing says your data is backed up on the cloud, and its site says it’s synced across your devices. Its newest update notes mention goal projections and a goal breakdown by holding type. The interface is English.
The listing and the developer’s site are explicit that it needs no access to your banks or brokers.
When to pick WorthTracker
- You use an iPad. The listing is a universal app; Accounted has no iPad version.
- You want goal tracking. Its latest update notes describe goal projections from your recent pace.
- You like a lighter, chart-first view of net worth rather than a balance sheet.
When to pick Accounted
Accounted draws what you own and what you owe as two columns, every block to scale, with net worth filling the gap so both sides come to the same total. How it works shows the layout.
- You hold stocks and ETFs. Link a ticker, enter the share count, and Accounted prices it. See stock and ETF tracking.
- You own crypto or precious metals. Both are priced, with gold, silver, platinum and palladium by the troy ounce or gram.
- You have accounts in several currencies. Each account keeps its own currency, and the total converts to the one you choose.
- You want the structure, not just the total. The debt ratio and the share of each account are right on the page.
To be fair: Accounted is iPhone only, and it doesn’t project goals. Mortgages and loans are a balance you update yourself.
Using both
Nothing stops you trying both for a month. They don’t share data, so every account would be entered twice. For the wider field, see Accounted vs Percento or the roundup of net worth apps.
General information, not financial advice.