How Accounted compares
Accounted vs Monarch
Monarch is a full personal finance app for the US and Canada: budgets, transactions, bills and net worth, all synced from your accounts. Accounted does one of those things, net worth, without linking anything.
| Feature | Accounted | Monarch |
|---|---|---|
| Built for | Net worth as a balance sheet | Budgeting, bills and net worth |
| How data gets in | You add accounts one by one, searching by name or symbol for holdings | Linked accounts with transactions; manual accounts |
| Bank linking | None, by design | Yes, 13,000+ institutions |
| Priced automatically | Stocks and ETFs on US and 45+ other exchanges, Taiwan stocks and funds, crypto, gold, silver, platinum, palladium | Linked investment accounts sync |
| US stocks, ETFs and mutual funds | Stocks and ETFs on Nasdaq, NYSE, NYSE Arca and Cboe priced automatically; mutual funds valued by hand | Through linked brokerage and investment accounts |
| Loans and mortgages | Added with a balance; updated by hand | Linked loans sync balances and minimum payments |
| Currencies | Each account in its own; totals in the one you choose | US and Canadian dollars |
| Sharing | One person; iCloud sync across your iPhones; share a picture | Invite a partner, household members or an advisor |
| Platforms | iPhone (iOS 18 or later) | Web, iPhone, iPad, Android |
| Interface languages | 51 languages | English |
When Monarch is the better pick
- You want a budget, transaction categories and bill tracking as well as net worth.
- You live in the US or Canada and want your accounts to sync automatically.
- You manage money with a partner and want a shared view.
- You want web and Android access.
When Accounted is the better pick
- You only want net worth, without a spending feed to keep tidy.
- You don't want to link your bank.
- You hold assets in several currencies, or stocks on exchanges outside the US.
- You want to see the balance sheet itself: assets beside liabilities, to scale.
The short version
Some people run both: Monarch for the monthly budget, Accounted for the big picture of what they own and owe, including things Monarch can't link.
Coming soon to the App StoreAccounted is made by the people who wrote this page. Competitor facts come only from their own websites and App Store listings; tell us at support@accounted.finance if something has changed.